Credit Scores & Credit Reports

Published on September 27, 2018

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This book is written to address these and a host of other issues concerning credit reporting in America. The book is designed to help readers to gain a greater understanding of the credit reporting and scoring system, and how it impacts them. It would seem that greater awareness is needed. According to a July 2003 survey by the Consumer Federation of America, “Only 25 percent of Americans — and less than 20 percent of those with incomes below $35,000 — said they knew what their credit score was. But only three percent of Americans could, unprompted, name the three main credit bureaus — Experian, Equifax, and Trans Union — that provide both lenders and consumers with information from credit reports. Forty-three percent of Americans — only 35 percent of those with incomes below $35,000 — said they had obtained a copy of their credit report from the three credit bureaus in the past two years”.Used Book in Good Condition