First Class Credit was written to help consumers understand the world of credit. Credit is not taught in our educational systems and can be a difficult subject to understand. This book was written to provide financial knowledge of the various components of the FICO scoring model. You will learn how to effectively restore your credit, send disputes to the credit bureaus, creditors and debt collectors. Ashley has made sure that no consumer will be left on standby when it comes to understanding credit. Safe travels on your First Class Flight to good credit.